The DeFi Checking Account

Spend with a card, send and receive bank transfers, and earn yield - while keeping your funds on-chain and in your custody.

Spend with a card, send and receive bank transfers, and earn yield - while keeping your funds on-chain and in your custody.

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  • Self-custody virtual debit card.

  • Use any token on Solana or Ethereum L2s.

  • DeFi protocol integrations.

  • Off-ramp your crypto without incurring capital gains tax.

The Quartz App
The Quartz CardThe Quartz CardThe Quartz CardThe Quartz CardThe Quartz Card

Card

By using account abstraction, Quartz is unable to touch your crypto without your explicit authorization.

  • Authorize card spending balance.

  • Spend with Google/Apple Pay, anywhere Visa is accepted.

  • By integrating with DeFi lending protocols, your assets are never sold, meaning no capital gains tax.

  • 1% card spend fee. No top-up or maintenance fees.

5.25% Yield On Deposits

5.25% is today's real-time APY earned through our DeFi integrations.

  • Earn yield on deposits, without locking away funds.

  • Track and manage your portfolio of assets.

  • Interact with DeFi protocols, such as staking, trading, or borrowing.

with your bank

with Quartz

with Quartz

Graph of gains made from yield

Bank Transfers

Send and receive bank transfers that automatically convert between crypto and fiat.

  • Send crypto to any fiat bank through SEPA, WIRE, ACH and SWIFT.

  • On-ramp just by accepting fiat deposits,or by using Apple / Google Pay.

  • Zero gas fees on all fiat transfers.

  • Fully transparent exchange rates, always.

2000+ Tokens

Spend any token listed on Jupiter or Uniswap

Top-Tier Security

A vault made of Quartz

Self-custody

Your keys, your crypto. Custodial platforms have lost billions of users’ assets. With self-custody, no one else, not even Quartz, can touch your funds.

$9.7+ billion

Total amount of funds lost due to hacks and frauds on custodian platforms.1

Bands of cash made of Quartz

$84+ billion

Value of funds lost due to hacks and frauds on custodian platforms at today’s prices.1

A wallet made out of Quartz
Audit papers made out of Quartz

Independently Audited

All Quartz programs undergo multiple audits by industry leaders before public release, so you can be sure your funds are secured.

Say goodbye to banks

Our Mission

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Why Quartz?

Custodian platforms (like CEXs) are easy and convenient, but users end up losing their funds again and again. Avoiding custodians is safer, but this makes using your crypto much more complex.

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Our Vision

At Quartz, we make the complexity of DeFi simple and convenient, while keeping the security of self-custody. You’ll never need to trust custodians with your crypto or fiat again.

A team iconA team icon

The Plan

We’re currently gearing up for our pilot program, which will soon allow select members from our early-access community to join the private beta.

Team

Profile picture of Diego Garcia

Diego Garcia

Co-founder, CEO

@nelo_66
Profile picture of Iarla Crewe

Iarla Crewe

Co-founder, COO

@iarlacrewe

Frequently Asked Questions

  • What makes Quartz different?

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  • How does the crypto card authorization / self-custody work?

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  • What are the benefits of pre-authorizing?

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  • Do I need to pre-authorize every card transaction?

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  • Does the card work for online transactions?

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  • Is Quartz a crypto wallet?

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  • Can I buy crypto with Quartz?

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  • What’s our pricing?

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  • When is Quartz launching?

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Join the Waitlist

to be the first to get access when the beta launches

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